I tested and successfully integrated
Stripe to my website and with the help of some friends, did some tests and all the payments went through. Here's what I did:
Step 1: Register for Transferwise's Multi-currency Account (link)
- Register a Personal account (or Business if you want to fill out documents)
- At the
"Receive and hold money" section, hit
Get started
- Follow the instructions, create a Personal account and fill in your correct info (your country, phone number, ...)
*The link above is an affiliate link, you and me both will get perks
Step 2: Choose the balance you want to get the bank information (I chose GBP)
- They won't let you see the bank information unless you verify by adding money and uploading your passport/ID/...
- Add at least GBP 20 to the account. The money is still yours, they don't take anything except for a small fee
- Transferwise's fees are very low compairing to other banks, check their real time fees
here.
- After adding GBP 20 and verifying your identity, every balances will be available for you to choose
Note: Not every country can open a US balance, check their list here.
Step 3: Creating a Stripe account and verify it
- Follow this link:
https://dashboard.stripe.com/register
- Verify your business, I used my main address, but for the Zip code and country, I used the bank's details from Transferwise
- Input the bank details you got from Transferwise
- For British accounts, you
won't need any tax ID or anything
- Go to Google and get a random UK number
- Turn on 2FA by downloading Google Authenticator app on your phone
Step 4 (optional): Stripe will send an email saying they can't verify your address and personal ID
- Simply click "Update information" in the email
- Upload a valid identity document (I chose
Passport - it has my country on it, but they accepted it anyway)
- After some days (I forgot to check, it was weekend for me), your account should has a banner saying this
DONE! Now you can get your API to put them on your Alidropship's Setting
________________________________________
Extra Information:
- TEST API cards for you to test them:
https://stripe.com/docs/testing
- LIVE API: use this when you want to go live and receive money. After you copied it, after 1-2 days, the code will be deleted from your dashboard, so make sure you do this carefully or you'll need to contact them for a new code
- If they ever ask for a proof of address, just take a picture of your address, I heard it works normally
- For customers from
Europe, you will need to turn on
SCA (Secure Customer Authentication), it will redirect customers to Stripe's page to use their cards
Hope this thread helps!