If it is possible to add money gram as mode of payment, I would definitely go for it. Not only that many people with credit cards are hesitant to use it in buying online afraid of scams, (not everybody understand that it is safe) if we are targeting the international market, in many less developed countries very few people have credit cards much less Paypal account. Buyer protection? if you have no credit card or Paypal account, you have no choice and you understand the risk. The thing is we are giving a mode of payment everybody can avail.